Cultivate is an initiative of a group of Credit Unions that provides short to medium term loan opportunities built specifically around the growing needs of our farming members.
Whatever your needs:
Invest in new or second hand machinery
Upgrade your buildings and facilities
Purchase additional livestock
Obtain working capital
Increase cashflow
Cultivate is the financial package for you.
Enquire Now
Start your application today
We’ll Call You Back.
Please Note
Information correct as of July 23, 2021
Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at any of the Cultivate Credit Unions. It does not constitute a loan offer. Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
How does it work?
Farm Finance Made Easy
Enquiry Form
Fill in our enquiry form below. It only takes a minute.
We'll Call You
A staff member from your local credit union will call you back.
Loan Approved
If all your details are satisfactory your loan will be approved.
Happy Member
Come in and collect your money.
Our Members
Our members are a mix of dairy, beef and sheep farmers accessing farm loans between €5,000 and €50,000. Meet them here.
Who We Are
We are Cultivate
Not a Credit Union member?
No problem.
Drop into your local Credit Union and join today.
You are eligible for credit application immediately!
Call us on 1800 839 999
50,000
Max Loan €
7
Max Term Years
6.75
APR %
30
Credit Unions
What can you afford?
Representative Examples
Terms & Conditions Apply
€10,000 Loan
€195.01 /month
- Loan Amount: €10,000
- Loan Term: 5 Years
- Rate: 6.75% APR
- Monthly Cost: €195.01
- Total Cost: €1745.57
€30,000 Loan
€504.30 /month
- Loan Amount: €30,000
- Loan Term: 6 Years
- Rate: 6.75%
- Monthly Cost: €504.30
- Total Cost: €6247.68
€50,000 Loan
€742.47 /month
- Loan Amount: €50,000
- Loan Term: 7 Years
- Rate: 6.75%
- Monthly Cost: €742.47
- Total Cost: €12,266.85
Cultivate Review 2020
Download the latest Cultivate Review to learn about…
- The resilience of Cultivate in 2020
- What are farmers borrowing for?
- How 2020 loan applications compared with 2019
- All this and more…
Contact Us
Looking to talk to us about your finance needs? Call us on 1800 839 999
Our Locations
We’re on your doorstep.
Copyright © 2021 Cultivate. All rights reserved.
All Cultivate Credit Unions are regulated by the Central Bank of Ireland.