What is Cultivate?

Cultivate is an initiative of a group of Credit Unions that provides short to medium term loan opportunities built specifically around the growing needs of our farming members.

Invest in new or second hand machinery
Upgrade your buildings and facilities
Purchase additional livestock
Obtain working capital
Increase cashflow

How does it work?

Farm Finance Made Easy

Enquiry Form

Fill in our enquiry form below. It only takes a minute.

We'll Call You

A staff member from your local credit union will call you back.

Loan Approved

If all your details are satisfactory your loan will be approved.

Happy Member

Come in and collect your money.

Who We Are

We are Cultivate

Not a Credit Union member?

No problem.

Drop into your local Credit Union and join today.

You are eligible for credit application immediately!


Max Loan €


Max Term Years




Credit Unions

What can you afford?

Representative Examples

Terms & Conditions Apply

€10,000 Loan

195.01 /month
  • Loan Amount: €10,000
  • Loan Term: 5 Years
  • Rate: 6.75% APR
  • Monthly Cost: €195.01
  • Total Cost: €1745.57

€30,000 Loan

504.30 /month
  • Loan Amount: €30,000
  • Loan Term: 6 Years
  • Rate: 6.75%
  • Monthly Cost: €504.30
  • Total Cost: €6247.68

€50,000 Loan

742.47 /month
  • Loan Amount: €50,000
  • Loan Term: 7 Years
  • Rate: 6.75%
  • Monthly Cost: €742.47
  • Total Cost: €12,266.85

Enquire Now

Start your application today

We’ll Call You Back.



Loan Type: Agricultural Loan - 6.75% APR





24 Months


Weekly Repayment €
Total Cost €
Monthly Repayment €
Total Cost €

Contact Details


Please Note

Information correct as of 20/10/2019

Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at any of the Cultivate Credit Unions. It does not constitute a loan offer. Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

Our Locations

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Copyright © 2019 Cultivate. All rights reserved.

All Cultivate Credit Unions are regulated by the Central Bank of Ireland.

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