What is Cultivate?

Cultivate is an initiative of a group of Credit Unions that provides short to medium term loan opportunities built specifically around the growing needs of our farming members.

Invest in new or second hand machinery
Upgrade your buildings and facilities
Purchase additional livestock
Obtain working capital
Increase cashflow

How does it work?

Farm Finance Made Easy

Enquiry Form

Fill in our enquiry form below. It only takes a minute.

We'll Call You

A staff member from your local credit union will call you back.

Loan Approved

If all your details are satisfactory your loan will be approved.

Happy Member

Come in and collect your money.

Who We Are

We are Cultivate

Not a Credit Union member?

No problem.

Drop into your local Credit Union and join today.

You are eligible for credit application immediately!


Max Loan €


Max Term Years




Credit Unions

What can you afford?

Representative Examples

Terms & Conditions Apply

€10,000 Loan

195.01 /month
  • Loan Amount: €10,000
  • Loan Term: 5 Years
  • Rate: 6.75% APR
  • Monthly Cost: €195.01
  • Total Cost: €1745.57

€30,000 Loan

504.30 /month
  • Loan Amount: €30,000
  • Loan Term: 6 Years
  • Rate: 6.75%
  • Monthly Cost: €504.30
  • Total Cost: €6247.68

€50,000 Loan

742.47 /month
  • Loan Amount: €50,000
  • Loan Term: 7 Years
  • Rate: 6.75%
  • Monthly Cost: €742.47
  • Total Cost: €12,266.85

Enquire Now

Start your application today

We’ll Call You Back.

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Our Locations

We’re on your doorstep.

Copyright © 2018 Cultivate. All rights reserved.

All Cultivate Credit Unions are regulated by the Central Bank of Ireland.