Cultivate is an initiative of a group of Credit Unions that provides short to medium term loan opportunities built specifically around the growing needs of our farming members.
Whatever Your Needs:
Invest in new or second hand machinery
Upgrade your buildings and facilities
Purchase additional livestock
Obtain working capital
Increase cashflow
Cultivate is the financial package for you.
Enquire Now
Start your application today
We’ll call you back
Please Note
Information correct as of June 16, 2025
Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at any of the Cultivate Credit Unions. It does not constitute a loan offer. Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
How does it work?
Farm Finance Made Easy
Enquiry Form
Fill in our enquiry form below. It only takes a minute.
We’ll Call You
A staff member from your local credit union will call you back.
Loan Approved
If all your details are satisfactory your loan will be approved.
Happy Member
Come in and collect your money.
Our Members
Our members are a mix of dairy, beef and sheep farmers accessing farm loans between €5,000 and €50,000. Meet them here.
Cultivate Secured
Participating Cultivate Credit Unions are now offering secured loans up to €300,000 up to 30 years.
These are ideal for large scale capital expenditure like new sheds, land purchases and funding of inheritance tax. Get in touch for a personal service and local decision making.
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